Dreaming of a New Home for the Holidays? Here’s How to Make It Happen
As someone who has spent 24 years helping Colorado families buy and sell homes, I know the holiday season can bring mixed emotions. It’s a magical time of year, filled with gatherings, celebrations, and—sometimes—a little chaos. But for many, it’s also the season of big dreams, including the dream of finding the perfect home.
While buying a home in December might seem like a lofty goal, let me assure you: it’s absolutely possible. In fact, it can even be advantageous. With the right strategy and a little holiday hustle, you could be toasting the New Year in your new space. Here’s how to make it happen:
1. Get Pre-Approved for a Mortgage First
Before you start scrolling through listings or scheduling showings, take the time to get pre-approved. Pre-approval isn’t just about knowing your budget—it’s a statement that tells sellers you’re serious. During the holiday season, when time is of the essence, this step can fast-track your journey.
2. Find a Realtor Who Knows Colorado Winters
Working with a seasoned realtor who understands the unique challenges and opportunities of the Colorado market in December is a game changer. Snowy roads, unpredictable weather, and limited daylight can all be hurdles, but an experienced agent (like me!) knows how to navigate them.
3. Prioritize Your “Must-Have” List
With fewer homes on the market during the holidays, you may need to be flexible. Write down your top priorities—whether that’s a big kitchen for holiday baking or a cozy fireplace to enjoy Colorado’s snowy evenings. Be prepared to compromise on the “nice-to-haves” if you find a property that checks most of your boxes.
4. Be Ready to Act Quickly
Homes that hit the market in December often belong to motivated sellers—people who need to close before the year ends. If you see something you love, don’t hesitate to make an offer. A strong, clean offer can work wonders in a competitive market, even during the slower winter months.
5. Don’t Skip the Inspection
Winter home shopping comes with its own unique considerations. A home’s condition can be harder to evaluate when it’s covered in snow, so a thorough inspection is critical. Make sure the inspector checks for issues like roof damage, insulation quality, and heating efficiency—things that are especially important in Colorado’s cold months.
6. Negotiate Closing Dates Strategically
If you’re working on a tight timeline, be upfront about your desired closing date. Many sellers during the holidays are also looking for quick, hassle-free transactions, so aligning your goals can create a win-win scenario.
7. Take Advantage of Holiday Market Perks
The end of the year can bring opportunities that don’t exist during busier seasons. Mortgage rates may be more favorable, and some sellers are more willing to negotiate to close before year-end. Plus, you’ll avoid the spring rush and its increased competition.
8. Plan Your Move Smartly
Coordinating a move during the holidays requires extra planning, but it’s manageable. Hire movers early, as their schedules can fill up fast. Pack in stages, and don’t forget to label boxes clearly—especially the ones with holiday decorations!
9. Embrace the Holiday Spirit
Yes, buying a home in December can be stressful, but it’s also incredibly rewarding. Imagine hanging stockings on the mantle or hosting your first holiday dinner in your new space. Keep that vision in mind as you tackle the logistics—it’ll keep you motivated.
10. Celebrate Your New Beginning
Closing on a home during the holidays is an achievement worth celebrating. Once the paperwork is done and the keys are in your hand, take a moment to savor the feeling. This isn’t just a house; it’s the start of a new chapter for you and your family.
With 24 years of experience helping clients find homes across Colorado, I’ve seen time and again how the right preparation and mindset can turn even a winter house hunt into a successful and joyful experience. If you’re dreaming of a new home for the holidays, don’t let the calendar hold you back—let’s make it happen together.